Insights from Exigent's 8-Part Cyber Insurance Video Series
Cyber insurance is no longer optional for small and midsize businesses. It has become a business requirement — often mandated by clients, boards, and regulators. Yet many business owners still misunderstand what cyber insurance actually covers, how policies are evaluated, and what insurers expect before issuing coverage.
Key Takeaways
- Cyber insurance is an investment in your business and an essential element in a holistic cybersecurity posture.
- Cyber insurance underwriting now requires documented, validated security controls — not assumptions.
- Multifactor authentication, tested backups, and endpoint protection are baseline requirements in 2026.
To bring clarity to this rapidly evolving space, Exigent Technologies invited James Venezia, cyber isurance and risk management expert, to sit down and discuss the topic in an eight-part video series designed specifically for growth-focused businesses in New Jersey, New York City, Denver, and Los Angeles that are concerned about cybersecurity and building business resiliency.
The series breaks down cyber insurance requirements, common coverage gaps, and the real-world security controls insurers now demand before binding a policy. We'll also discuss four key steps to preparing for coverage before you start shopping around.
Start Watching our Cyber Insurance 101 Video Series Now
Watch the full series on YouTube
Why Cyber Insurance Has Changed
A few years ago, cyber insurance applications were relatively straightforward. Today, underwriters conduct deep technical reviews. They assess:
- Multifactor authentication deployment
- Backup and recovery validation
- Email security controls
- Endpoint detection and response tools
- Incident response planning
- Employee cybersecurity awareness training
Carriers are no longer taking a "trust but verify" approach. They expect documentation. If your security controls cannot withstand scrutiny, your premiums rise — or your coverage is denied altogether.
Why This Matters for Business Owners
If you are a business leader in a regulated industry — healthcare, legal, nonprofit, financial services — the stakes are even higher. Many clients now require proof of cyber insurance before signing contracts. Some require proof of your underlying security controls. Cyber insurance is one link in the crucial supply chain environment that connects vendors and customers—disruption in your business impacts a wide swath of other companies and clients—which is why cyber insurance is rapidly becoming table stakes for reputable organizations.
What the Cyber Insurance Video Series Covers
Throughout the series, Jim and the Exigent team explore:
- Better understanding cyber insurance
- The business impact of a cyber disruption
- What cyber insurance policies actually cover — and what they exclude
- The most common mistakes businesses make during applications
- The relationship between managed IT services and insurability
- Growing demand for insurance to protect business supply chains
- Why your business should require insurance
- Four steps for preparing for insurance coverage or renewals
This is not theoretical guidance. It is grounded in what insurers are actively evaluating today.
For many businesses, the wake-up call is realizing that their existing IT environment does not meet underwriting standards — even if they believed it did.
Download our cyber insurance prep sample checklist
If your organization is unsure whether it would pass a cyber insurance underwriting review today, now is the time to evaluate.
Exigent works with growth-oriented businesses to strengthen security posture, reduce operational risk, and align technology investments with long-term goals.
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